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Where Is The Member Number On A Check?

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Last updated on 8 min read

Your member number is printed on the first page of your paper statement in the upper right corner, or displayed on the main page of your online banking account.

TL;DR: Your member number is printed on the first page of your paper statement in the upper right corner, or on the main page of your online banking account. If you don’t have either, call your credit union or log in to digital banking—it’s almost always there.

Member numbers are unique 8–12 digit identifiers assigned to each household by credit unions and some banks.

Credit unions and some banks give one member number to cover everyone in your household. That’s different from your account number, which is tied to a specific checking, savings, or loan account. The member number is a short, unique string—usually 8–12 digits—that tells the teller or the phone system exactly who you are without digging through ten different accounts. When you hear “member ID” during a phone call or see it on a login screen, that’s the same thing as your member number.

According to the National Credit Union Administration, member numbers are stable identifiers that do not change unless you close and reopen your membership. For example, if you're wondering about membership policies in different organizations, you might want to read about how member agreements work in other systems.

Check the top right corner of your latest paper statement or the main dashboard of your online banking.

  1. Look at your latest paper statement – Flip to the first page and check the top right corner. You’ll usually see the credit union’s logo, your name and address, and a line that says “Member No.” or “Member ID.” That’s your number.
  2. Sign in to online banking – Once you’re in, your member number is often right next to your name or on the top-left dashboard card. It might be labeled “Member ID,” “Member Number,” or just “Member.”
  3. Open the mobile app – Tap “More” or “Settings,” then “Profile.” Under “Membership” or “Account Summary,” your member number should be listed.
  4. Call member services – The number is on the back of your debit card or the credit union’s website. When you call, the automated menu usually reads your member number back to you after you enter your card number and PIN.

If you still can’t find it, print a fresh statement, visit a branch, or search your email for a welcome message.

  • Print a fresh statement – If your paper statement is old or missing, log in to online banking and print a PDF. The member number hasn’t changed since the last update in 2024, so the PDF will still show it.
  • Stop by a branch – Bring a photo ID. The teller can pull up your membership record on the spot and hand you a slip with your member number printed on it.
  • Search your inbox – Some credit unions send a “Welcome to Online Banking” email that includes your member number in the login link. Look for emails from your credit union’s domain (for example, numerica.com or sefcu.com). If you're curious about membership costs, you can also check out how much a similar membership might cost.

Save your member number in a password manager, add the member services number to your contacts, and enable two-factor authentication.

  • Save your member number in a password manager or secure notes app. Most credit unions don’t change member numbers once they’re issued, so one entry is usually all you need.
  • Add your credit union’s member services number to your phone’s contacts under “Credit Union Member Services.” That way, when you need help, the number is one tap away.
  • Turn on two-factor authentication for your online banking. Once you’re logged in, your member number shows up every time you open the portal, so it’s always right there.

Need it fast? Check the top right of your paper statement, sign into online banking, or call member services. That’s the whole routine—no routing numbers, no account numbers, just the single number that keeps you from feeling like a stranger every time you call.

How many digits is a member number?

Your Member Number identifies your membership as a whole, while an Account Number is a unique 14-digit number assigned to a specific account. Each account type (checking, savings, loan) will have a different Account Number. The Credit Union’s routing number is 271992400. If you're interested in how membership structures work in larger organizations, you might find it useful to explore how membership roles function in international bodies.

Where is your member number located?

You can find your Member Number in the upper right corner of the first page of your account statement or in Digital Banking. You can find your Member Number in the upper right corner of the first page of your account statement or in Digital Banking (either desktop or the mobile app).

Is member number the same as routing number?

While the routing number identifies the name of the financial institution, the account number—usually between eight and 12 digits—identifies your individual account. If you hold two accounts at the same bank, the routing numbers will, in most cases, be the same, but your account numbers will be different. To better understand how identification numbers work in different contexts, you can read about what an ACK number represents.

How do you read the account number on a check?

Check the number at the bottom of your cheque

This number contains your account’s information. The transit number is 5 digits. The institution number is 3 digits. The account number is 7 digits.

How do I find my Numerica member number?

Sign into your account online. On the home page under “Account Summary,” your checking account is listed. Under “Number,” you can view the full account number (listed as “Full Acct No”). Note this full account information requires logging into Online Banking and is not available through the Mobile App. If you're looking for more details on membership structures, you might also want to know how large membership organizations track their numbers.

Can account number be 7 digits?

How long is your account number? If you said “7-digits”, you’re only half right. Your account number is your 7-digit Member number PLUS the 6-digit prefix that indicates checking, savings or other share type.

How do I know my account number?

  1. On a check. The easiest way to find your account number is to look at your checks.
  2. On your bank statement. If you don’t have a check, you may find your account number on your monthly bank statement.
  3. Through online banking.
  4. By calling your bank.

How do I get my account number without a check?

Contact your bank if all else fails.

Call the number on the back of your credit/debit card or look up their customer service number online. You’ll likely have to provide your name, address, and social security number so they can verify your identity. Then, they’ll tell you your account number. If you're exploring membership benefits, you might also be interested in what benefits members in other organizations receive.

How do I find my Sefcu member number?

However, each account (savings, checking, loan) will be given a new 10-digit account number instead of the suffixes that we’re using today (S1, S9, L4). You can find this information by logging into online banking after April 15, stopping by a branch, or calling the Member Solutions Center.

Is the MICR number the same as the account number?

The first number in the MICR line is called the routing number. This nine-digit number identifies the bank that’s associated with the check. ... The second number in the MICR line is the account number. This number identifies the checking account that’s associated with the check.

What is member number?

A member number is a unique number assigned to each member in the credit union. This number serves as an identification number that helps us quickly locate your member profile when helping you. You might notice that the first few numbers of your member number match your account numbers. That’s no coincidence! If you're curious about how membership tracking works in other contexts, you can learn about how numerical tracking is used in scientific studies.

Which number is the routing number?

Your bank routing number is a nine-digit code that’s based on the U.S. Bank location where your account was opened. It’s the first set of numbers printed on the bottom of your checks, on the left side. You can also find it in the U.S. Bank routing number chart below.

Is institution and bank number the same?

Your bank transit number and institution number can be found at the bottom of a cheque. The transit number (five digits) identifies which branch you opened your account at. The three-digit institution number identifies your bank. The account number (11 digits) identifies your individual account.

How do I know my bank branch?

If you use online banking, the easiest way to find your bank branch is to log in and go to your account details. This should give you the name of your account, account number, sort code and branch address. Your branch address should also be on any paper statements or letters you’ve received from your bank.

What is difference between check and cheque?

Cheque is the British English spelling for the document used for making a payment, whereas American English uses check. Check also has a number of other uses as a noun (e.g., a check mark, a hit in hockey, etc.)

Edited and fact-checked by the TechFactsHub editorial team.
Alex Chen
Written by

Alex Chen is a senior tech writer and former IT support specialist with over a decade of experience troubleshooting everything from blue screens to printer jams. He lives in Portland, OR, where he spends his free time building custom PCs and wondering why printer drivers still don't work in 2026.

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