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What Is Bank Routing Number ABA?

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Last updated on 5 min read

In the United States, an ABA routing number is the 9-digit code printed on checks and used to identify the bank where an account was opened during domestic transactions.

Is a bank ABA number the same as a routing number?

Yes, in most cases the ABA routing number is the same as the standard routing number used for domestic transfers in the U.S.

ABA stands for American Bankers Association, and the number’s official name is the ABA routing transit number (RTN). In practice, banks and billers just call it “the routing number.” While some banks do keep separate ABA and ACH routing numbers, they’re usually identical. If you’re unsure, check your bank’s website or call them directly before setting up direct deposit or automatic payments.

How do I find my ABA routing number?

Look at the bottom left corner of any personal check; the ABA routing number is the first nine digits printed there.

No check? No problem. Most banks list their ABA routing number under “Account Numbers” or “Direct Deposit” on their website. TD Bank customers can also grab it from the Account Details section in the mobile app or online banking. Or, if you’d rather talk to a human, call your bank’s customer service line and ask for your checking or savings account’s ABA routing transit number.

Is ABA routing number same as Swift code?

No, they’re different: ABA routing numbers are used only for domestic U.S. transactions, while SWIFT/BIC codes are for international wire transfers.

The ABA routing number is nine digits and identifies your U.S. bank and branch. The SWIFT/BIC code, on the other hand, is 8–11 characters long and handles international transfers. Need to receive money from overseas? You’ll need both the recipient’s ABA routing number and the bank’s SWIFT code.

What is a bank routing number Canada?

In Canada, the term “routing number” refers to a three-part code that identifies the financial institution, province, and branch.

Canadian routing numbers usually look like three sets of digits separated by hyphens (e.g., 000-000-00). You can find yours on a check, in your online banking, or by calling your bank. These numbers handle electronic funds transfers (EFT), direct deposits, and bill payments within Canada.

How many digits is an ABA routing number?

An ABA routing number is always nine digits long.

Each ABA routing number is assigned by the American Bankers Association and is unique to your U.S. bank branch. Those nine digits appear at the bottom left of every personal check, and they’re used for checks, ACH transfers, and domestic wire transfers.

Which bank has routing number 084009519?

The routing number 084009519 belongs to Wise (formerly TransferWise) for ACH transfers.

Sending an ACH payment or setting up direct deposit to a Wise account in the U.S.? Use 084009519 as the ABA routing number. Before you hit send, double-check Wise’s official website or support team to make sure this number hasn’t changed.

Which bank has routing number 121000248?

Routing number 121000248 is Wells Fargo’s domestic wire transfer routing number for California.

Wells Fargo’s ACH routing number is 121042882, so don’t mix those up. Sending an international wire into a Wells Fargo account? You’ll also need the bank’s SWIFT code: WFBIUS6S.

Which routing number do I use for wire transfer?

For a domestic wire transfer within the U.S., use the ABA routing number shown on your checks or provided by your bank.

Domestic wires only need the ABA routing number and your account number. Sending money internationally into a U.S. account? You’ll need the recipient’s ABA routing number plus the sender’s bank’s SWIFT code. Verify both numbers with the recipient before you send anything.

What is ABA SWIFT routing number?

There is no single “ABA SWIFT routing number”; ABA routing numbers are used for domestic U.S. transfers while SWIFT/BIC codes are used for international transfers.

ABA routing numbers (nine digits) identify U.S. banks domestically. SWIFT/BIC codes (8–11 characters) identify banks globally. When wiring money internationally into a U.S. account, you must supply the recipient’s ABA routing number and the bank’s SWIFT code.

Is ABA routing number needed for international transfer?

Yes, if you are sending money from abroad into a U.S. bank account, you must provide the recipient’s ABA routing number plus the U.S. bank’s SWIFT code.

The ABA routing number gets the funds to the right U.S. bank branch. SWIFT codes handle the international routing. Always get both numbers directly from the recipient or their bank before you start the transfer.

What happens if you use the wrong routing number?

Using the wrong routing number may cause the payment to be rejected, returned to you, or delayed until the issue is resolved.

Plug in the wrong ABA routing number, and your ACH debit or wire transfer might go astray. Most of the time, the receiving bank will bounce it back within 1–2 business days. If you spot the mistake early, call your bank right away to fix it faster.

What is my routing number TD?

TD Bank customers can find their routing number on the bottom left of any personal check or in the Account Details section of online banking or the TD app.

As of 2026, TD Bank’s ABA routing number for checking and savings accounts is 031101269. Setting up direct deposit or automatic payments? Confirm this number matches what TD lists on its official site to avoid headaches later.

What is the bank routing number for Scotia bank?

The ABA routing number for Scotiabank in the United States is 026002532.

Scotiabank’s U.S. institution code is 002. Wiring money internationally to a Scotiabank account in the U.S.? You’ll also need the bank’s SWIFT code: NOSCCATT.

What is a routing number for direct deposit?

A routing number for direct deposit is the nine-digit ABA code that identifies your bank to employers and benefit providers so they can send payments directly into your account.

Employers and government agencies use your ABA routing number plus your account number to set up automatic deposits. Both numbers are on your checks, in your online banking, or available from your bank’s customer service.

Are routing numbers always 9 digits?

Yes, U.S. ABA routing numbers are always nine digits long.

Each nine-digit ABA code is unique to your U.S. bank branch. Account numbers, on the other hand, can be up to 17 digits depending on the bank. Always make sure you’ve entered exactly nine digits when you’re setting up transfers or direct deposits.

Edited and fact-checked by the TechFactsHub editorial team.
David Okonkwo

David Okonkwo holds a PhD in Computer Science and has been reviewing tech products and research tools for over 8 years. He's the person his entire department calls when their software breaks, and he's surprisingly okay with that.