CashCall refers to a financial mechanism where funds get requested from partners in a joint venture or investors during margin trading or reinsurance scenarios to cover losses or operational expenses.
Quick Fix Summary: CashCall is a financial term used in reinsurance, joint ventures, or margin trading to request additional funds from partners or investors to cover losses or operational expenses. As of 2026, it’s not a service for regular consumers.
What is the CashCall?
CashCall is a financial term used in reinsurance, where the managing partner requests additional funds (cash calls) from partners to cover large losses or joint venture expenses.
In reinsurance, a cash call lets the managing partner collect funds from partners when losses exceed available reserves or escrow accounts. That keeps the venture solvent by distributing financial responsibility among partners proportionally.Insurance Information Institute. You’ll also find this in joint ventures, where the managing partner might issue cash calls to fund project-related expenses.
What is CashCall?
CashCall is a financial mechanism where a managing partner requests additional funds from partners in a joint venture to cover operational or loss-related expenses.
These funds usually keep cash flow moving for joint projects or cover unexpected costs. Cash calls pop up in industries like energy, real estate, and reinsurance, where big projects or risks demand shared financial responsibility. The term shows up in margin trading too, where a broker might issue a cash call (margin call) if an investor’s account value drops below the required threshold.Investopedia
Is owning the same as CashCall?
No, owning isn’t the same as CashCall; Owning.com was a successor company to CashCall, Inc., focusing on high-balance, low loan-to-value (LTV) mortgages in California.
CashCall, Inc. started as a lender specializing in small, high-interest loans, while Owning.com targeted larger mortgage loans with lower LTV ratios. The two operated in totally different financial sectors, even though they shared an origin story. By 2026, Owning.com was acquired by Guaranteed Rate, which put even more distance between it and CashCall’s legacy.HousingWire
Who owns CashCall?
CashCall, Inc. was founded by J. Paul Reddam, while CashCall Mortgage is owned by Impac Mortgage Holdings Inc., based in Irvine.
J. Paul Reddam launched CashCall, Inc. as a high-interest lender, while CashCall Mortgage ran separately under Impac Mortgage Holdings. This split let CashCall Mortgage expand nationally, though its operations stayed concentrated in California. Legal and regulatory actions in the mid-2010s hit CashCall hard, leading to its current defunct status by 2026.Los Angeles Times
Why did I get a cash call?
You got a cash call because your account’s value fell below the required margin threshold, usually from a decline in the value of borrowed securities.
That’s what’s known as a margin call. It forces you to deposit extra funds to bring the account back up to the minimum required value. Skip this step, and your broker can liquidate assets to cover the shortfall without your say-so. Margin calls are pretty common in leveraged trading, where borrowed funds can magnify both gains and losses.U.S. Securities and Exchange Commission
What is equity cash call?
Equity cash call refers to the liquid portion of an investment that can be easily converted to cash, including publicly traded common stocks.
In investing, cash equity means tradable shares of companies and the cash you get from selling them. That liquidity lets investors access cash quickly for reinvestment or other needs. Cash equity is a big deal in many investment portfolios, especially for institutional traders.Investopedia
Is CashCall legit?
CashCall was a legitimate national lender founded in 2003 and licensed to operate in all 50 states, though its reputation took a beating from legal and regulatory issues.
By 2020, CashCall faced multiple lawsuits and regulatory actions, including fines for predatory lending practices and deceptive advertising. The company was basically defunct by 2026 because of these challenges. Honestly, this isn’t the kind of lender you want to trust without checking first. Always verify a lender’s legitimacy through regulatory bodies like the Consumer Financial Protection Bureau (CFPB) before signing anything.
Is LoanMe and CashCall the same company?
No, LoanMe and CashCall aren’t the same company, though they share historical ties and operated in similar markets with comparable loan products.
LoanMe started as Cash4Rent and later rebranded, but it kept similar loan sizes, interest rates, and business practices to CashCall in states where both operated. The two companies often got lumped together because they targeted the same markets and used similar lending models. Still, they remained separate legal entities the whole time.LoanMe
Can you enter the CashCall online?
Yes, you can enter CashCall competitions online for free via SMS or digital platforms.
You can join by sending an SMS with the keyword "CASH" to a designated number, like 63103. Online entry methods vary by competition, but digital platforms usually make it pretty straightforward. Just make sure you’ve got permission from the bill payer before jumping in—no one wants a surprise phone bill.Federal Communications Commission
Is CashCall out of business?
Yes, CashCall is largely out of business as of 2026 due to extensive legal and regulatory actions that led to its collapse.
The company faced tons of lawsuits, fines, and consumer complaints, especially about its lending practices. By 2020, CashCall had already shut down most operations, and its founder, J. Paul Reddam, distanced himself from the entity. Any remaining bits of the company aren’t active in the lending market anymore.Consumer Financial Protection Bureau
What is a no closing cost mortgage?
A no closing cost mortgage lets borrowers avoid upfront closing fees by rolling them into the loan principal or increasing the interest rate.
This option wipes out out-of-pocket expenses at closing, but you’ll likely pay more over the life of the loan thanks to a higher principal or interest charges. Lenders usually find other ways to recoup those closing costs, so compare the long-term financial impact before signing on the dotted line.Consumer Financial Protection Bureau
Who owns owning mortgage?
Owning Corp. was acquired by Guaranteed Rate, a leading mortgage lender, though specific financial terms of the deal were not disclosed.
The acquisition closed in 2024 and gave Guaranteed Rate a bigger digital mortgage platform and stronger direct-to-consumer reach. Owning Corp. had operated as a standalone mortgage platform in California, focusing on high-balance, low LTV loans. This deal fits a bigger trend in the industry toward consolidation and digital transformation in mortgage lending.Mortgage News Daily
What time does Cool FM cash call ring?
Cool FM’s Cash Call happens hourly between 8 AM and 5 PM on weekdays.
That timing lines up with standard business hours, so listeners can tune in during the day. The Cash Call is a promotional segment where prizes or cash rewards get announced. Check your local radio schedule, though—programming can vary by region or station.Ofcom Broadcasting Code
What happens if you don’t pay a margin call?
If you don’t pay a margin call, your brokerage firm can liquidate your positions to cover the shortfall without your approval.
This forced sale helps restore your account to the minimum required value. Ignoring a margin call can lead to big financial losses and penalties. Brokers get to pick which assets to sell, which might leave you with unfavorable positions or tax headaches. (Honestly, it’s not worth the risk.)Financial Industry Regulatory Authority
Why is my cash call negative?
A negative cash call balance may indicate an unsettled trade debit or an amount owed when no cash equivalents are available to cover the liability.
This usually happens when trades settle late or you don’t have enough liquid assets in your account. Your broker might issue a cash call to fix the negative balance, which means you’ll need to deposit funds fast. Let this slide, and you could face more penalties or even account restrictions.U.S. Securities and Exchange Commission
Edited and fact-checked by the TechFactsHub editorial team.
